Background 
   LMS is a multi-user credit installment management system, 
   designed to meet  the unique requirements of asset
   based finance organizations. 
               
               

Methodology
   LMS is written using advanced application development tools.
   This flexible environment allows the user to implement the
   standard LMS system as is, or alternatively customize
   to facilitate specific requirements. 
               
               

Deals                
   Full range of deal types, including:
   · Linked / Fixed
   · Advanced / Arrears 
   · Staggered payment plans 
   · Residuals
   · Re-advances and more.                 

Insurance                
   · Annual, monthly and own insurance recording 
   · Computerized payment advises
   · Commissions 

Transactions                
   · New deals
   · Manual and ACB receipting 
   · Escalations 
   · Settlements
   · Journals
   · Past due interest
   · Earnings and more.

Corporate Agreements
   · Special corporate schemes
   · Holding company exposures 
   · Common payment dates 
   · Facilities management 
               

Front End 
   · Quoting
   · Online deal capture 
   · Authorization
   · Document printing
   · Tracking
               

Security
   · User and password control
   · Encrypted passwords
   · Audit tracking 

Enquiries                
   · Client balance and full transaction history
   · Finance and capital tracking 
   · Exposures
   · Quotations
   · Settlement enquiries
   · Collections 
   · Full search facility 
               
                

Repossessions
   · Enquiries
   · Stock listings and holdings
   · Monthly sales statistics
   · Loss exposure 

Customer  Collections
   · Automated lists for daily collections
   · Memo pad per agreement
   · Diary follow-up sub-system 
   · Legal tagging
   · Letter generation 
   · Suspension of interest earning on bad debts
   · Complete provisions sub-system

Reports
   Full range of standard reports covering: 
   · General Ledger 
   · Audit trail and balancing 
   · Arrears 
   · Statistics
   · Letters
   · Statements and many more 
    A report writer caters for other specific requirements.